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  When it comes to auto insurance, understanding the distinction between named and permissive drivers is crucial. Both terms refer to individuals who may drive your vehicle, but they have different implications for your insurance coverage. Named Drivers A named driver is explicitly listed on your auto insurance policy. The insurance company typically recognizes these […]

When shopping for homeowners insurance, you’ll likely come across the term “perils in homeowners insurance.” However, what does it really mean for you as a homeowner? Perils Are the “What Ifs” of Home Ownership Think of perils as the “what ifs” of home ownership. What if a tree falls on your roof? What if a […]

In the state of , many homeowners insurance companies are raising rates or even pulling out of the market entirely, so it’s essential to understand this type of coverage to maximize the cost-effectiveness of your premiums. The team at can provide guidance regarding cost factors that may impact premiums for homeowners. What Determines My Homeowners […]

What are the benefits of working with an independent insurance agent? In the intricate landscape of insurance, figuring out optimal coverage at an affordable price can feel overwhelming. Thankfully, independent insurance agents can serve as valuable partners in this journey. They can bridge the gap between you and the insurance market, offering expert guidance and […]

Boating is a popular pastime for many, but it also comes with its own risks and exposures. As a significant financial investment, your vessel must be financially protected to ensure you can avoid catastrophic out-of-pocket losses and expenses. That’s where boat insurance comes in, potentially providing crucial coverage against possible losses and incidents related to […]